Which is cheaper: Apex Trader Funding or Topstep?

Apex Trader Funding is cheaper to enter. The smallest evaluation account at Apex Trader Funding starts at $25K, while Topstep's entry tier begins at $50K. Challenge fees scale with account size, so the smaller starting tier translates directly to a lower up-front cost. Both firms also publish discount codes from time to time — currently 90% at Apex Trader Funding and no active promo at Topstep.

Does Apex Trader Funding have a better profit split than Topstep?

Yes, Apex Trader Funding's top profit split (100%) is higher than Topstep's (90%). On a $10,000 funded-account month with a $1,000 profit, a 100% split returns $1000 versus $900 on a 90% split — roughly $100 more per month at the same risk. Note that headline splits often require scaling milestones; check the funded-phase requirements before assuming you'll hit the top tier on day one.

Which firm pays out faster: Apex Trader Funding or Topstep?

Both Apex Trader Funding and Topstep settle on a comparable cadence (Payout frequency not specified in provided data. vs Payouts are distributed on a regular basis once an Express Funded account is active.), so the deciding factor is your withdrawal method — crypto and Skrill clear in hours, bank wires add 1–3 business days at either firm.

Apex Trader Funding vs Topstep

Editorial intro

Comparing Apex Trader Funding and Topstep comes down to profit split mechanics: Apex Trader Funding offers 100% profit splits and $3M max capital with regular payouts, while Topstep counters with 90% splits and $750K max capital on a regularpayout cadence. We've ranked Apex Trader Funding at 4.4/5 and Topstep at 3.4/5 based on verified Trustpilot data drawn from 103 and 114 reviews respectively. Both firms operate in the United States regulatory environmentand have published payout records that we've cross-checked against trader-reported withdrawals. Below is the full side-by-side breakdown across 14 decision-relevant attributes, our editor's verdict on which trader profile each firm fits best, and the most-searched questions about this specific match-up.

Attribute	Apex Trader Funding	Topstep
Profit Split	100%	90%
Max Funded Capital	$3M	$750K
Years in Operation	5	14
Headquartered	United States	United States
Rating (Trustpilot)	4.4/5 (103)	3.4/5 (114)
Payout Frequency	Payout frequency not specified in provided data.	Payouts are distributed on a regular basis once an Express Funded account is active.
Active Discount	90%	—
Platforms	ATAS Orderflow Trading, Bookmap, EdgeProX, Finamark	TopstepX
Drawdown Type	End-of-day	—
Consistency Rule	No	Yes
Asset Coverage	Futures	Futures
Min Account Size	$25K	$50K
Profit Target	$1,500	$3,000
Trading Days Min	—	2 days

View Apex Trader Funding →View Topstep →

Our Verdict: Apex Trader Funding vs Topstep

Apex Trader Funding is better for:

▸Traders prioritising verified reputation (4.4 vs 3.4 Trustpilot)
▸Maximising profit retention (100% vs 90%)
▸Scaling to larger accounts ($3M vs $750K)
▸Active current discount (90%)

Topstep is better for:

▸Track record (14+ years vs 5 years)
▸Traders who already follow Topstep and want to stay inside its ecosystem

Editor's note

For most traders, Apex Trader Funding wins on verified rating (4.4 vs 3.4), but Topstep is the better pick if you prefer Topstep's rule set or jurisdiction. Our overall editorial pick: Apex Trader Funding.

FAQ

Frequently Asked Questions

Apex Trader Funding vs Topstep: Frequently Asked Questions

Yes, Apex Trader Funding is the stronger pick on our composite score. Apex Trader Funding wins on verified rating (4.4 vs 3.4) and posts a better overall editorial score than Topstep when you weight rating, profit split and operational history together. That said, Topstep is still the better choice if prefer Topstep's rule set or jurisdiction.

Yes — Apex Trader Funding and Topstep are independent firms and neither imposes exclusivity. You can hold a funded account at both simultaneously, provided you respect each firm's rule set on your respective accounts. Many traders deliberately spread evaluations across firms to diversify counterparty risk; just remember that each firm tracks its own rule violations independently, so a breach at one has no effect on the other.

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