Which is cheaper: FTMO or FundingPips?

FundingPips is cheaper to enter. The smallest evaluation account at FundingPips starts at $5K, while FTMO's entry tier begins at $10K. Challenge fees scale with account size, so the smaller starting tier translates directly to a lower up-front cost. Both firms also publish discount codes from time to time — currently €101 at FTMO and 20% at FundingPips.

Does FTMO have a better profit split than FundingPips?

No, FundingPips's top profit split (80% — 95%) is higher than FTMO's (80% — 90%). On a $10,000 funded month with a $1,000 profit, that's $950 vs $900 — about $50 more per month at FundingPips at the same risk profile. Both firms typically gate the top tier behind scaling milestones, so read the funded-phase rules carefully.

Which firm pays out faster: FTMO or FundingPips?

Both FTMO and FundingPips settle on a comparable cadence (Withdrawals available on a regular basis once you reach funded status vs N/A), so the deciding factor is your withdrawal method — crypto and Skrill clear in hours, bank wires add 1–3 business days at either firm.

FTMO vs FundingPips

Editorial intro

Comparing FTMO and FundingPips comes down to profit split mechanics: FTMO offers 80% — 90% profit splits and $400K max capital with regular payouts, while FundingPips counters with 80% — 95% splits and $300K max capital on a regularpayout cadence. We've ranked FTMO at 4.8/5 and FundingPips at 4.5/5 based on verified Trustpilot data drawn from 196 and 1,046 reviews respectively. Both firms operate in the retail prop trading spaceand have published payout records that we've cross-checked against trader-reported withdrawals. Below is the full side-by-side breakdown across 14 decision-relevant attributes, our editor's verdict on which trader profile each firm fits best, and the most-searched questions about this specific match-up.

Attribute	FTMO	FundingPips
Profit Split	80% — 90%	80% — 95%
Max Funded Capital	$400K	$300K
Years in Operation	11	3
Headquartered	Czech Republic	United Arab Emirates
Rating (Trustpilot)	4.8/5 (196)	4.5/5 (1,046)
Payout Frequency	Withdrawals available on a regular basis once you reach funded status	N/A
Active Discount	€101	20%
Platforms	cTrader, DXTrade, MT4, MT5	cTrader, Match Trader, MT5
Drawdown Type	—	—
Consistency Rule	Yes	No
Asset Coverage	FX, Energy, Crypto, Indices, Metals, Stocks	Indices, Energy, FX, Metals, Crypto
Min Account Size	$10K	$5K
Profit Target	10%	10%
Trading Days Min	4 days	—

View FTMO →View FundingPips →

Our Verdict: FTMO vs FundingPips

FTMO is better for:

▸Traders prioritising verified reputation (4.8 vs 4.5 Trustpilot)
▸Scaling to larger accounts ($400K vs $300K)
▸Track record (11+ years vs 3 years)
▸Broader instrument coverage (6 asset classes vs 5)

FundingPips is better for:

▸Maximising profit retention (80% — 95% vs 80% — 90%)
▸Traders preferring a United Arab Emirates-jurisdictioned firm
▸Traders who already follow FundingPips and want to stay inside its ecosystem

Editor's note

For most traders, FundingPips wins on profit split (80% — 95% vs 80% — 90%), but FTMO is the better pick if you want the larger scaling ceiling ($400K vs $300K). Our overall editorial pick: FundingPips.

FAQ

Frequently Asked Questions

FTMO vs FundingPips: Frequently Asked Questions

Not for most trader profiles. FundingPips wins this match-up on profit split (80% — 95% vs 80% — 90%), posting a higher composite editorial score than FTMO. FTMO is still the right call if want the larger scaling ceiling ($400K vs $300K) — but on a head-to-head ranking FundingPips comes out ahead.

Yes — FTMO and FundingPips are independent firms and neither imposes exclusivity. You can hold a funded account at both simultaneously, provided you respect each firm's rule set on your respective accounts. Many traders deliberately spread evaluations across firms to diversify counterparty risk; just remember that each firm tracks its own rule violations independently, so a breach at one has no effect on the other.

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