Which is cheaper: FTMO or The 5%ers?

The 5%ers is cheaper to enter. The smallest evaluation account at The 5%ers starts at $3K, while FTMO's entry tier begins at $10K. Challenge fees scale with account size, so the smaller starting tier translates directly to a lower up-front cost. Both firms also publish discount codes from time to time — currently €101 at FTMO and 10% at The 5%ers.

Does FTMO have a better profit split than The 5%ers?

Yes, FTMO's top profit split (80% — 90%) is higher than The 5%ers's (50% — 80%). On a $10,000 funded-account month with a $1,000 profit, a 90% split returns $900 versus $800 on a 80% split — roughly $100 more per month at the same risk. Note that headline splits often require scaling milestones; check the funded-phase requirements before assuming you'll hit the top tier on day one.

Which firm pays out faster: FTMO or The 5%ers?

Both FTMO and The 5%ers settle on a comparable cadence (Withdrawals available on a regular basis once you reach funded status vs N/A), so the deciding factor is your withdrawal method — crypto and Skrill clear in hours, bank wires add 1–3 business days at either firm.

FTMO vs The 5%ers

Editorial intro

Comparing FTMO and The 5%ers comes down to profit split mechanics: FTMO offers 80% — 90% profit splits and $400K max capital with regular payouts, while The 5%ers counters with 50% — 80% splits and $597.5K max capital on a regularpayout cadence. We've ranked FTMO at 4.8/5 and The 5%ers at 4.8/5 based on verified Trustpilot data drawn from 196 and 1,159 reviews respectively. Both firms operate in the retail prop trading spaceand have published payout records that we've cross-checked against trader-reported withdrawals. Below is the full side-by-side breakdown across 14 decision-relevant attributes, our editor's verdict on which trader profile each firm fits best, and the most-searched questions about this specific match-up.

Attribute	FTMO	The 5%ers
Profit Split	80% — 90%	50% — 80%
Max Funded Capital	$400K	$597.5K
Years in Operation	11	10
Headquartered	Czech Republic	United Kingdom
Rating (Trustpilot)	4.8/5 (196)	4.8/5 (1,159)
Payout Frequency	Withdrawals available on a regular basis once you reach funded status	N/A
Active Discount	€101	10%
Platforms	cTrader, DXTrade, MT4, MT5	cTrader, MT5
Drawdown Type	—	—
Consistency Rule	Yes	Yes
Asset Coverage	FX, Energy, Crypto, Indices, Metals, Stocks	Metals, Indices, Crypto, Other Commodities, Energy, FX
Min Account Size	$10K	$3K
Profit Target	10%	8% / 5%
Trading Days Min	4 days	—

View FTMO →View The 5%ers →

Our Verdict: FTMO vs The 5%ers

FTMO is better for:

▸Maximising profit retention (80% — 90% vs 50% — 80%)
▸Track record (11+ years vs 10 years)
▸More trading platforms supported (4 vs 2)

The 5%ers is better for:

▸Scaling to larger accounts ($597.5K vs $400K)
▸Traders preferring a United Kingdom-jurisdictioned firm
▸Traders who already follow The 5%ers and want to stay inside its ecosystem

Editor's note

For most traders, FTMO wins on profit split (80% — 90% vs 50% — 80%), but The 5%ers is the better pick if you want the larger scaling ceiling ($597.5K vs $400K). Our overall editorial pick: FTMO.

FAQ

Frequently Asked Questions

FTMO vs The 5%ers: Frequently Asked Questions

Yes, FTMO is the stronger pick on our composite score. FTMO wins on profit split (80% — 90% vs 50% — 80%) and posts a better overall editorial score than The 5%ers when you weight rating, profit split and operational history together. That said, The 5%ers is still the better choice if want the larger scaling ceiling ($597.5K vs $400K).

Yes — FTMO and The 5%ers are independent firms and neither imposes exclusivity. You can hold a funded account at both simultaneously, provided you respect each firm's rule set on your respective accounts. Many traders deliberately spread evaluations across firms to diversify counterparty risk; just remember that each firm tracks its own rule violations independently, so a breach at one has no effect on the other.

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