Which is cheaper: FundingPips or The 5%ers?

The 5%ers is cheaper to enter. The smallest evaluation account at The 5%ers starts at $3K, while FundingPips's entry tier begins at $5K. Challenge fees scale with account size, so the smaller starting tier translates directly to a lower up-front cost. Both firms also publish discount codes from time to time — currently 20% at FundingPips and 10% at The 5%ers.

Does FundingPips have a better profit split than The 5%ers?

Yes, FundingPips's top profit split (80% — 95%) is higher than The 5%ers's (50% — 80%). On a $10,000 funded-account month with a $1,000 profit, a 95% split returns $950 versus $800 on a 80% split — roughly $150 more per month at the same risk. Note that headline splits often require scaling milestones; check the funded-phase requirements before assuming you'll hit the top tier on day one.

Which firm pays out faster: FundingPips or The 5%ers?

Both FundingPips and The 5%ers settle on a comparable cadence (N/A vs N/A), so the deciding factor is your withdrawal method — crypto and Skrill clear in hours, bank wires add 1–3 business days at either firm.

FundingPips vs The 5%ers

Editorial intro

Comparing FundingPips and The 5%ers comes down to profit split mechanics: FundingPips offers 80% — 95% profit splits and $300K max capital with regular payouts, while The 5%ers counters with 50% — 80% splits and $597.5K max capital on a regularpayout cadence. We've ranked FundingPips at 4.5/5 and The 5%ers at 4.8/5 based on verified Trustpilot data drawn from 1,046 and 1,159 reviews respectively. Both firms operate in the retail prop trading spaceand have published payout records that we've cross-checked against trader-reported withdrawals. Below is the full side-by-side breakdown across 14 decision-relevant attributes, our editor's verdict on which trader profile each firm fits best, and the most-searched questions about this specific match-up.

Attribute	FundingPips	The 5%ers
Profit Split	80% — 95%	50% — 80%
Max Funded Capital	$300K	$597.5K
Years in Operation	3	10
Headquartered	United Arab Emirates	United Kingdom
Rating (Trustpilot)	4.5/5 (1,046)	4.8/5 (1,159)
Payout Frequency	N/A	N/A
Active Discount	20%	10%
Platforms	cTrader, Match Trader, MT5	cTrader, MT5
Drawdown Type	—	—
Consistency Rule	No	Yes
Asset Coverage	Indices, Energy, FX, Metals, Crypto	Metals, Indices, Crypto, Other Commodities, Energy, FX
Min Account Size	$5K	$3K
Profit Target	10%	8% / 5%
Trading Days Min	—	—

View FundingPips →View The 5%ers →

Our Verdict: FundingPips vs The 5%ers

FundingPips is better for:

▸Maximising profit retention (80% — 95% vs 50% — 80%)
▸More trading platforms supported (3 vs 2)
▸Traders preferring a United Arab Emirates-jurisdictioned firm

The 5%ers is better for:

▸Traders prioritising verified reputation (4.8 vs 4.5 Trustpilot)
▸Scaling to larger accounts ($597.5K vs $300K)
▸Track record (10+ years vs 3 years)
▸Broader instrument coverage (6 asset classes vs 5)

Editor's note

For most traders, FundingPips wins on profit split (80% — 95% vs 50% — 80%), but The 5%ers is the better pick if you want the larger scaling ceiling ($597.5K vs $300K). Our overall editorial pick: FundingPips.

FAQ

Frequently Asked Questions

FundingPips vs The 5%ers: Frequently Asked Questions

Yes, FundingPips is the stronger pick on our composite score. FundingPips wins on profit split (80% — 95% vs 50% — 80%) and posts a better overall editorial score than The 5%ers when you weight rating, profit split and operational history together. That said, The 5%ers is still the better choice if want the larger scaling ceiling ($597.5K vs $300K).

Yes — FundingPips and The 5%ers are independent firms and neither imposes exclusivity. You can hold a funded account at both simultaneously, provided you respect each firm's rule set on your respective accounts. Many traders deliberately spread evaluations across firms to diversify counterparty risk; just remember that each firm tracks its own rule violations independently, so a breach at one has no effect on the other.

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